5 best and 5 worst things about Fortnite

5 best and 5 worst things about Fortnite

Fortnite came out of nowhere. While developer Epic Games had been famous for years as the makers of Unreal Tournament, Gears of War, and the Unreal Engine, the studio hadn't had a major success in a while. Their first new game in years, Fortnite: Save the World, was not well-received. Their star designer, Cliff Bleszinski, had left to go his own way. Where could Epic possibly go from here?

Simple: they went and made the biggest game on Earth.


Noting the phenomenal success of PlayerUnknown's Battlegrounds, Epic chose to take their own stab at the battle royale genre, releasing a variation of Fortnite simply subtitled Battle Royale. And it did well. Very, very well. Fortnite is now one of the most popular games in the world, easily topping the charts at Twitch on a regular basis. Love it or hate it, this is a game that's going to have an impact on the entire industry, and sooner rather than later.

But that leaves a question: should you be a lover or a hater? There are plenty of reasons to be either. Here are five of the worst, and five of the best, aspects of this new sensation.

It doesn't take much to get into Battle Royale. Since it's free, you can just download it. And what's more, you can download it on just about anything. Thanks to Unreal Engine 4's incredibly flexible platform, you could get Fortnite on your high-end PC, your grandma's old clunker, your PlayStation 4, or even your phone. It's just everywhere, on everything. For free. There's a chance you downloaded it on some device just by reading this paragraph, without even meaning to.

Once installed, the game is dirt simple: Join a match. Run around. Collect items. Stay out of the storm. Don't die.

That's it. Knowing nothing else, you could play Fortnite and be decent enough at it. There are no classes to customize, no items to equip, no heroes with complex movesets to learn. Every single player, from a thousand-hour veteran to a complete noob, just glides down onto the island with nothing but a pickaxe and gets to work. The very definition of a low skill floor.

Epic knows a thing or two about the Unreal Engine. They make it, after all; Tim Sweeney himself has been working on it for over 20 years. That means they know how to make it sing, whether on console, PC, or even mobile. For Fortnite, this means that the game runs crisply no matter what device you're on, bringing its cartoonish art to life with nary a jitter or a skip. By contrast, its chief rival, PUBG, is known for its jankiness.

Polish matters. Just ask Blizzard Entertainment, who fill even their card game with slick animations, visual flair, and lots of secrets to click on. While other developers see it as a waste of time, polish can make a game inviting, friendly, and fun, even if it is mechanically similar to the competition. On the whole, Fortnite shares a whole lot in common with PUBG. One of the major elements that distinguishes it is the sheer technical, visual, and artistic virtuosity of the experience.

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How to Start an Online Marketing Business

What do Internet Marketing Specialists Do?

Internet marketing specialists help businesses promote their products and services using online marketing strategies. This can include email marketing, social media, search engine optimization (SEO), and more. The internet marketing specialist might act as a consultant, assessing the businesses' current situation, identifying strategies, setting up systems, and then turning over the actual marketing tactics to the business. Or he might be hired to implement and manage the Internet marketing plan on-going.

Internet Marketing Services 

Some examples of Internet marketing services you may want to offer through your Internet marketing firm are:

 

What do Internet Marketing Specialists Do?

Internet marketing specialists help businesses promote their products and services using online marketing strategies. This can include email marketing, social media, search engine optimization (SEO), and more. The internet marketing specialist might act as a consultant, assessing the businesses' current situation, identifying strategies, setting up systems, and then turning over the actual marketing tactics to the business. Or he might be hired to implement and manage the Internet marketing plan on-going.

Internet Marketing Services 

Some examples of Internet marketing services you may want to offer through your Internet marketing firm are:

• Search engine optimization (SEO)
• Email marketing
• Social media marketing
• Article marketing
• Web content freelance writing
• Pay Per Click (PPC) advertising

Pros of an Internet Marketing Services Home Business:

There are several pros to providing online marketing services, including:

• You don't need a lot of money to get started.
• The need for Internet marketing services continues to grow.
• Income potential is strong. PayScale reports the median income for an Internet marketing specialist is $46,638. Typical Internet marketing specialists may charge anywhere from $20 to $100 per hour or more, depending on the type of services provided and your skill level. Further, some earn commissions or bonuses, particularly if marketing strategies have good results.
• All work can be completed virtually, which means you can work from home or anywhere in the world.

Cons of an Internet Marketing Home Business:

Like most home business options, there are a few downsides to running an online marketing business, such as:

• Finding initial clients may be a challenge, as it is with any business. You may be able to get some experience through freelancing sites, such as Upwork, however you may not earn as much through those sites. Networking and joining Internet marketing groups can help considerably.
• As your business grows, demand may also create a need to hire subcontractors or employees, or train interns.
• Because tools and resources come and go quickly online, you need to stay abreast of all the latest online marketing trends.

• You need to be able to prove your results to clients. It isn't enough to add SEO to a clients website. You also need to track data to show that your changes are resulting in increased traffic or whatever goal you and your client have set.

What You Need to Start an Online Marketing Business:

Starting an Internet marketing business isn't hard, but it does require that you know and do a few things, including:

• Have a solid understanding of and experience marketing and copywriting in general, as well as of specific online marketing tactics.
• The ability to sell the importance of online marketing to potential clients.
• Tools and resources to help you manage marketing strategies, such as social media scheduling.
• A way to track results so you can assess how your marketing plan is working, as well as to show clients the results of your efforts.
• While experience or an education isn't necessary, it can be difficult to find clients without some sort of proof that you know what you're doing.

How to Start an Online Marketing Business from Home

1. Decide exactly what services you'll provide in your home based online marketing business. Will you focus only on social media, even a particular platform, such as Pinterest expert? Or will you over a variety of services?
2. Do market research to determine if there is a need for the services you want to provide, and who the best market is for those services.
3. Decide on your service pricing. You can offer a host of service packages. For example, you can offer a website SEO assessment. Your services can be a one-off in which you do an assessment or set up a marketing system, and then you're done. Or you can offer on-going services, such as social media marketing or PPC advertising.

1. Write a business plan that provides an overview of your business goals, current situation, and strategies for success.
2. Set up your home business by determining your business structure and business name. Get needed permits as required by your city, county or state.
3. Create your own business website to showcases your Internet marketing services and talents. You're online marketing knowledge and experience to promote it.
4. Determine your target market. Who is your ideal client, how will you reach them, and what services are most in demand for the market you're trying to attract For example, will you target a specific group of businesses such as Realtors or authors?

1. Market your business. Use your knowledge and skills in marketing to find clients. Consider networking and offering free marketing consults to businesses in your target market. Make sure to have way to get testimonials and referrals.

Make Money Online in 2019

65 Genius Ways How to Make Money Online Legitimately (on the Side) in 2019

 

I'm here to tell you that you can too—you can (relatively quickly) learn how to make money online.

It won't always be easy, and you'll of course have to work hard, push through mistakes and failures along the way.

But here's the reality; the internet has opened up so many possibilities to people regardless of age, location, or background to build a sustainable, online business or side project that can make extra money online every single month.

And as I said, I've experienced this first-hand.

For the past several years, I’ve been on a mission to experiment with the best ways to create sustainable online income and chase my dreams of self-employment. And while I’ve seen my fair share of success, things haven’t always been easy either.

Along my journey, I’ve launched four separate online businesses. The first one lost me $6,537 in a matter of months, while I completely overestimated the audience size for the second. Both shut down very quickly.

But after my first two failures trying to make money online, I started to figure some important things out.

My next self-funded business hit $160,000 in revenue in its first year alone. After that first taste of self-made success, I’ve gone on to sign consulting contracts worth tens of thousands of dollars with startups like LinkedIn and Google, launch profitable online courses, and build a following of hundreds of thousands for this blog and my podcast series.

All these highs and lows have given me a clear understanding of what works (and what doesn’t) when it comes to making money online.

There’s no better time than now to build a business and make money online.

With over 3.2 billion people now actively using the internet, we’re well into a massive transformation in how the world does business. We’re living in an age where there’s no longer limitations on what you can achieve based on geographic location or lack of financial resources.

If you have an internet connection and a few dollars in your bank account, there is little that can actually get in the way of you making some extra money online.

There are quite literally hundreds of clever ways to make money online. From taking online surveys, to renting or selling your old clothes, flipping your iPhone to someone in a different country, and even buying low-cost products locally, just to resell them for a higher price on Amazon. There’s truly no shortage of unique ways to make money online.

But don’t fall for the trap of “Easy Money”

Sounds amazing, right? It is. But, before we dive in, I need to address the elephant in the room...

There’s no such thing as an online get-rich quick scheme.

Most of the quick ways people talk about when it comes to making money online are not true businesses.

Sure, some of them may be good for creating a few hundred or even thousand dollars in one-time revenue. But they’re not going to help you unlock financial freedom and achieve complete control of your lifestyle.

They're shortcuts that don't last forever—and many of the "opportunities" like network marketing giants Herbalife and others offer, often pan out to either be a scam or at the very least, damaging to your personal relationships. And I would never advocate for that.

The internet has opened up so many opportunities to entrepreneurs and forward-thinking workers. But it’s also opened up considerable competition.

Here's the hard truth: The only ways to make money online in any lasting manner, involve putting in real time, effort, blood, sweat, and tears.

This isn’t to scare you off. I simply want you to know that this guide is going to focus solely on ways to make real, sustainable extra income online. Not just a few bucks. I want to share all the mistakes I've made that got me to where I am now so that you don’t have to go through them, and can build a successful online source of income for yourself.

Don’t get me wrong, there are still a lot of great opportunities to make money online today. It’s that the most common ideas have been picked through a lot more than they were a few years ago. To stand out you need to be smart, look for the best opportunities, and be unique in the ways you approach making money online. And I’m here to help.

Please note that some of the links below are affiliate links and at no additional cost to you, I will earn a commission. Know that I only recommend products, tools and learning resources I've personally used and believe are genuinely helpful, not because of the small commissions I make if you decide to purchase them. Most of all, I would never advocate for buying something that you can't afford or that you're not yet ready to implement.

So, if you’re as excited as I am now, let’s dive right into the 65 best ways to make real, sustainable money online.

Looking instead for inspiration to just make some quick cash online? Jump down to starting at #11 for a longer list of less "long-term business ideas" and instead get inspiration for other (real) ways to make money online that involve less up-front work.

65 Genius Ways to Make Money Online (on the Side) Today

We're going to start first with the top ten ways to make serious money online (with a long-term focus).

If you’re looking to build a true online business, or start a side business idea that has the potential to truly change your life (and you're not afraid of investing months & years of work into the business), this where you should start.

Through my years of experience and research, I’ve consistently found the following ideas have the best potential to create a steady stream of recurring revenue. They’ll take a lot of effort. But if you’re willing to put in the work, they could change your life, like they have for me.

One last quick thing to note before we dive in: I’m going to be talking a lot about your niche for every way of making money online that we cover here. If you’re unfamiliar with this term, all it means is your unique topic, angle, market, audience, or voice that will make people stand up and notice your business.

It’s a competitive space online, and the more you can differentiate what you do from what’s out there already, the better chance you’ll have for success.

Alright, now let’s get into my ultimate guide of how to make money online.

1. Build a Niche Blog (or Website) and Use Affiliate Marketing

If there’s a niche you’re interested in and you can build a decent audience around it, starting a blog and using affiliate marketing to generate income is an incredible way to make money online.

I know first-hand that learning how to start a blog (let alone make money from it) can be a massive undertaking.

So, I put together a free master course for you to take that spreads out all of the work involved in starting a blog, into a series of action-packed lessons. My free course breaks the entire process of starting a blog down into an incredibly simple 7-day process for going from 0 to publishing (and promoting) your first blog post in just 1 week. I can't recommend it enough.

Top Rated Auto Insurance Companies in the United States

Top Rated Auto Insurance Companies in the United States

Rick Mikolasek January 20, 2010 No Comments »

Amica Mutual was rated the top auto insurance provider in the United States for the 10th consecutive year, according to a customer satisfaction survey from J.D. Power.

The company scored 851 points out of a possible 1,000, and was followed closely by State Farm (831), Shelter (828), Auto-Owners (825), and Erie Insurance (823).

Notables like the Automobile Club of Southern California (813) and Geico (806) scored above the industry average of 801, but other big names like Farmers (797), Progressive (796), and Allstate (794) did not.

[Compare rates from the leading car insurance companies in your area.]

AIG was the worst auto insurance company in terms of customer satisfaction, scoring just 719, with its closet competitor being GMAC (751).

[Also see: Top market of U.S. auto insurers]

Overall, auto insurance customer satisfaction reached a five-year high in 2009, largely because auto insurance premiums have decreased.

In 2009, 42 percent of customers said their auto insurance premiums decreased without the need to switch to another insurer, nearly twice the rate seen in 2008.

Direct insurers are also winning out over traditionally more favorable independent agents, as better technology and greater hours of operation (interactive websites) have given them the edge.

One key behavior that tends to lower dissatisfaction is engaging customers when speaking about rate increases and discussing ways to mitigate any price changes (how to lower your auto insurance rate).

All that said, take a look at the “top auto insurance companies in the United States,” and also the worst…and remember to do your own research and rate comparison to ensure you’re getting the best deal.

 

Top Ten Largest Auto Insurance Companies of 2019

  Largest Auto Insurance Companies of 2019

The auto insurance market in the U.S. is dominated by a few key players. In fact, the top ten auto insurance companies control more than 72% of the market. While the top ten insurance companies underwrite a large number of policies, they have very distinct characteristics. To help you choose the best insurance company for your situation, we created a list of the top ten largest auto insurance companies in the U.S. and discuss what makes each of them unique.

What are the Biggest Auto Insurance Companies?

When looking at the rankings of the top auto insurance companies in the United States, most of the names are recognizable due to their national television advertising campaigns. The top ten insurance companies offer varied insurance rates, customer claims experience and features. We discuss the top ten biggest auto insurance companies in the U.S. and what you should know about each of them below:

1. State F

State Farm operates as a mutual insurance company, meaning that it’s owned by its policyholders. State Farm is the largest auto insurance company in the U.S. and possesses 18% of the total available market share. Nearly one in five dollars spent on private passenger auto premiums in the U.S. is paid to State Farm. The company currently employs approximately 70,000 employees and has nearly 19,000 agents. In accordance with its large market share, State Farm’s latest annual report shows a net gain of over $1.7 billion.

Our Thoughts: State Farm is a great auto insurance company for anyone who wants a local agent and a personalized insurance experience. However, State Farm doesn’t typically offer drivers the most competitive rates. If you want or need a curated experience, and are willing to pay for it, State Farm is a great choice.

• Read our full State Farm review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

2. GEICO

GEICO, well known for its animated gecko, has served as an underwriter to more than 16 million auto policies, which insure more than 24 million vehicles. The company’s size allows it to employ more than 36,000 people across nine regional offices, three service centers and three claims centers. GEICO’s original customer base consisted of U.S. government employees and military personnel. Today, the insurance company’s customer base has expanded to include people in the private sector.

Our Thoughts: We consider GEICO to be one of the best auto insurance companies. GEICO offers low rates, national availability and an easy shopping experience. If you’ve had a prior accident, however, you’ll likely receive unfavorable rates from GEICO.

• Read our full GEICO review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

3. Progressive

Progressive—the third biggest insurance company in the country—was established in 1937. The company offers the ability to purchase auto insurance directly, online or by phone. Alternatively, customers can sign up through independent insurance agents. The company employs over 33,000 people and has over 400 offices. Progressive is a publicly traded company.

Our Thoughts: Progressive offers highly competitive rates to drivers with previous accidents. However, claims satisfaction ratings and coverage options are average at best. Due to this, we recommend for prospective Progressive customers to shop around and compare rates before signing up for coverage.

• Read our full Progressive review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

4. Allstate

Established in 1931, Allstate is the second largest publicly traded property and casualty insurance company in America. Similar to State Farm, Allstate has a roster of local agents ready to serve your needs. The company currently employs over 79,000 people. Esurance, a subsidiary of Allstate, operates in the same space. According to Allstate, the Esurance brand is targeted towards self-directed and brand-sensitive customers while Allstate is geared for customers who enjoy local and personal service.

Our Thoughts: We consider Allstate to be a middle-of-the-road insurance company due to its high rates and average claims satisfaction ratings. Allstate’s redeeming factors are the wide variety of discounts that it makes available to its customers.

• Read our full Allstate review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

5. USAA

USAA was founded by 25 Army officers who decided to insure each other’s vehicles in 1922. Today, the company serves millions of members associated with the U.S. military, including:

• Current Military Members
• Former Military Members
• Family of Military Members
• Cadets or Midshipmen

USAA is headquartered in San Antonio, Texas. The corporate campus’ length extends three-quarters of a mile. USAA is the largest private company located in San Antonio.

Our Thoughts: USAA is one of the best auto insurance companies in the country. If you meet their qualification criteria, you’ll enjoy competitive rates, great customer service and speedy claims responses. The only downside of USAA is its restricted membership.

• Read our full USAA review.

• 5 out of 5 rating from J.D. Power for overall satisfaction.

6. Liberty Mutual

Liberty Mutual is one of the top insurance companies in the U.S. and has been around for over 100 years. Liberty Mutual also has large international presence—with operations in 17 countries. The international companies sell property and casualty, health and life insurance policies. The auto insurance industry is a large part of Liberty Mutual’s business, representing 36% of their net written premium from insurance as of their latest annual report.

Our Thoughts: Liberty Mutual is a mediocre insurance company. The competitiveness of Liberty Mutual’s car insurance rates will depend on your geographic location. While this is often true with most insurers, Liberty Mutual’s rates vary more than typical. In addition, Liberty Mutual’s customers rank the insurance company’s claims satisfaction process as below average.

• Read our full Liberty Mutual review.

• 2 out of 5 rating from J.D. Power for overall satisfaction.

7. Farmers

Farmers began as an insurance company providing coverage to rural farmers’ vehicles. Since then it has evolved to become the seventh largest insurance company in the country. It’s hard to find an insurance company that offers more products than Farmers. It offers basic auto insurance, pet insurance, and even investment products among a variety of other insurance products. Farmers employs nearly 21,000 people, which allow it to underwrite over 19 million policies across 50 states.

Our Thoughts: Farmers offers decent discounts, coverage options and great customer service. Ultimately, Farmers’ non-competitive rates hold it back from becoming a great auto insurance company.

• Read our full Farmers review.

• 4 out of 5 rating from J.D. Power for overall satisfaction.

8. Nationwide

Nationwide, a Fortune 100 company, paid over $18 billion in claims and other benefits to members in 2017. The company does business across several verticals—including financial services, commercial lines and personal lines—in all 50 U.S. states. Nationwide has contributed over $430 million to nonprofit organizations since 2000.

Our Thoughts: Despite Nationwide not being the most affordable insurance company, its customer reviews tend to be positive. The company offers customers the standard coverage and discounts that you’d expect from a large national insurance company.

• Read our full Nationwide review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

9. Travelers

Travelers is more than 160 years old, making it one of the oldest insurance companies operating today. In fact, Travelers issued its first auto insurance policy in 1897, before the Ford Model-T was invented. The company has over 30,000 employees and 13,500 independent agents and brokers in multiple countries—including the United States, Canada, and Brazil.

Our Thoughts: Moderate complaint ratings and competitive rates make Travelers a good choice for auto insurance coverage. In particular, Travelers offers great rates for families with clean driving histories. However, drivers with previous accidents and violations should steer clear as Travelers’ rates rise significantly with an accident on record.

• Read our full Travelers review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

10. American Family

American Family was established with the initial goal of insuring farmers. In the 1930s, the company expanded and began to focus on insuring non-farmers as well. Today, the company is one of the biggest insurance companies in the U.S. In a recent year, American Family paid out over $3 billion in home, auto and umbrella insurance claims.

Our Thoughts: American Family is a solid choice for your auto insurance needs. The company offers decent rates, which have the potential to be great when policyholders utilize some of its many discounts.

• Read our full American Family review.

• 3 out of 5 rating from J.D. Power for overall satisfaction.

Mutual vs. Stock Insurance Companies

The main difference between mutual and stock insurance companies is the ownership configuration—stock insurance companies are privately or publicly owned companies that offer voting rights to stockholders. Mutual insurance companies, however, are owned by their policyholders.

Since stockholders benefit from the stock’s appreciation, people argue that the short-term interests of investors don’t always align with the long-term interest of the company. Many feel that mutual insurance companies are better because the policyholders’ interests align well with what’s best for the company, specifically lowering insurance rates and paying out dividends to attract more customers. Below, we list the top ten auto insurance companies by type, excluding USAA, which is an insurance exchange for military personnel.

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